| № | Form of Credits | Return Period | Interest Rate | Арзи қарз | Collateral (Guarantee) |
| 1 | To develop art craft and tourism industries | Until 12 Months | 19%-20% (Annual) | Somoni (TJS) | Immovable Assets |
| 2 | To develop art craft and tourism industries | Until 12 Months | 14%-16% (Annual) | Foreign Currency (USD, EUR, RUB) | Immovable Assets |
| 3 | To develop trade and business | Until 12 Months | 19%-21% (Annual) | Somoni (TJS) | Immovable Assets |
| 4 | To develop trade and business | Until 12 Months | 14%-16% солона | Foreign Currency (USD, EUR, RUB) | Immovable Assets |
| 5 | To develop productive factories | Until 36 Months | 19%-21% (Annual) | Somoni (TJS) | Immovable Assets |
| 6 | To develop productive factories | Until 36 Months | 14%-16% (Annual) | Foreign Currency (USD, EUR, RUB) | Immovable Assets |