For corporate clients
Term Deposits:

• Term deposits are accepted both in national and foreign currencies from corporate clients;
• Term deposits are accepted both in cash and non-cash forms;
• The minimum amounts of a term deposits are TJS 10000.00, USD 3000.00 and EUR 3000;
• Term deposits amounts are fixed and cannot be increased or decreased during their terms;
• No interest will be paid if a term deposit close sooner than 90 days from the date of issue;
• If the deposit close prior to the expiry date but not sooner than 90 days from the date of issue, 50 percent of the interest will be paid.

Demand Deposits:

• Demand deposits are accepted both in national and foreign currencies from corporate clients;
• Demand deposits are accepted both in cash and non-cash forms.

• Demand deposits are without expiry dates;
• Demand deposits are without any interest;

Advantages:
One of the best and most confident place to keep your money safe;
The easy availability of money every time you wish.

For individual clients
Term Deposits:

• Term deposits are accepted both in national and foreign currencies from individual clients;
• Term deposits are accepted both in cash and non-cash forms;
• The minimum amounts of a term deposits are TJS 500.00, USD 100.00 and EUR 100;
• Term deposits amounts are fixed and cannot be increased or decreased during their terms;
• No interest will be paid if a term deposit close sooner than 90 days from the date of issue;
• If the deposit close prior to the expiry date but not sooner than 90 days from the date of issue, 50 percent of the interest will be paid.

Documents required for opening term deposit accounts:

• Application Letter for opening account
• Identification Card
• Unique Tax Number (RMA)

Demand Deposits:

• Demand deposits are accepted both in national and foreign currencies from individual clients;
• Demand deposits are accepted both in cash and non-cash forms.

• Demand deposits are without expiry dates;
• Demand deposits are without any interest;

Documents required for opening demand deposit accounts:

• Application Letter for opening account
• Identification Card
• Unique Tax Number (RMA)

Advantages:
One of the best and most confident place to keep your money safe;
The easy availability of money every time you wish.

Tejarat Bank of I.R of Iran Branch in Dushanbe city issues the following types of direct and counter demand guarantees against unconditional demand guarantees issued by one of grade A or B banks or financial institutes or by taking the immovable collaterals up or receiving deposits according to clients’ requests and based on URDG700.

Types of letter of guarantees:

• Tender Guarantees
• Performance Bond Guarantees (PBG)
• Down Payment Guarantees
• Payment Guarantees

Tejarat Bank of I.R of Iran in Dushanbe city accepts documentary letters of credits from its correspondents and advises them to the relative beneficiaries. Subsequently upon receipt of relative complied documents, our branch negotiates them and pays their amounts to the beneficiaries based on rules and regulations of UCP600.

Meanwhile, our branch issues documentary letters of credits according to applicants’ requests for its correspondents against taking immovable collaterals or deposits from the applicants.

Tejarat Bank of I.R of Iran Branch in Dushanbe city changes the foreign currencies to national currencies and vice versa in cash and non-cash forms according to the indexes of National Bank of Tajikistan.  Our exchange rates are announced daily in our currency rate board and our website based on the international rates and the rates announced by National Bank of Tajikistan.